2018 Spend Nothing Challenge

Who doesn’t like a good challenge. A challenge that gets your mind working. Where you have to play mental mind games to achieve your goal. Am I losing you, stay with me here. Challenges are supposed to be hard otherwise it would not be a challenge. When I came across the 2018 Spend Nothing Challenge at the blog Count Down to Tranquility, I thought I’m in.

Our family lives in a 4 bedroom 3 bath Mcmansion filled with clothes, furniture, TV’s and every thing else imaginable. Sometimes I will do a 360 degree spin and just to soak in all the worldly possessions that are cluttering our home. It is hard to believe that over the 10 years we have called this our home we have slowly filled up every bedroom, bathroom, living room and kitchen with stuff. Piece by piece on trips to Target and Costco we have accumulated more than we need. More than we can even put away.

Spend nothing rules

Spending nothing all year would be impossible right. Because we have to eat, sleep, go to work. You know the hamster wheel activities. And those items require some money. This challenge for me is about cutting out all the discretionary spending in my life for one year. Let me say this is my challenge and not my families. They think I’m crazy to begin with. Mrs. Smart Fi was quick to say, “I’m not doing that”. I let her know she was off the hook, this time. My wife pointed out that I need a new pair of jeans. I told her it was too late. The 2018 spend nothing challenge had already started. I don’t anticipate needing a new phone or vehicle in the next year but these would be items not included in the buy nothing challenge. I plan to keep track of my savings from the buy nothing challenge. I will be detailing those savings in my monthly round up posts.


According to a North Dakota State University study from 2010. The average family spends 3.8% of their income on clothing. For a household income of $100,000 that would be $3,800 per year. Now I don’t think our family spends that much on clothing but to be honest I have no clue what we spend on clothing in a year. I have never really been a big spender on clothes. Most of my clothes are over 10 years old. Some from even as far back as college.  I am a Registered Nurse by trade and am fortunate that my work wardrobe consists of 8 pairs of scrubs. On my days away from work I have 2 pairs of jeans that I rotate. Several t-shirts and couple jackets. I own one pair of dress shoes but rarely wear them. I wear tennis shoes 99% of the time.


This is where most of my discretionary spending goes. I have 2 hobbies, running and fishing. I just purchased a new pair of running shoes in December. I usually get a new pair of running shoes every 6 month. Not this year. This pair is going to need to last 12 months. I need new running shorts but those will also have to last. Nothing a little needle and thread won’t be able to fix. As far as fishing, I will refrain from any new fishing gear purchases. Generally most of my fishing is done in the summer for Pacific North West Steelhead. Trying to not spend money on fishing is going to be really hard for me. But like I said this challenge was not meant to be easy. Cutting hobby spending should save me around $500 dollars this year alone.

We live such an amazing time in America. The stock market only seems to go up. Home values have steadily increased since 2008. Family incomes are rising and with that comes lifestyle creep. Cheap and easy credit abounds everywhere.  Avoiding lifestyle inflation is very difficult and is a silent killer to a families budget. It is challenges like this that make you think about what you really need in life. Sure you can make a solid argument why you deserve almost anything. But do you really need It.

So far, bloggers joining me on this challenge are:

Count Down to Tranquility
The Happy Philosopher
Dads Dollars Debts
Amy @ Life Zemplified
Kari @ BuyNothing2018


So there you have it, my 2018 Spend Nothing Challenge. Am I crazy? If you have any feedback leave a comment. Let me know what you think.

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